Many people are facing up to the fact they are unable to pay their council tax, however simply sitting back and hoping it will go away is the wrong way to address the problem.
So what action should you take if you have fallen into arrears?
The first thing you should do sit down with a pen , paper and calculator and work out how much you can afford to pay after you have met your other monthly payments then draw up a detailed list of your payments such as credit cards, loans, mortgage
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