So exactly why do you need a credit card for bad credit, the answer is there for all to see, it is becoming evermore difficult to survive in this world without the convenience of a credit card, however that is a huge obstacle to someone who has a poor credit history. Nowadays it is all in the credit report, how many times you have missed a payment, missed your mortgage direct debit, exceeded your overdraft... the list just goes on.
So the answer is to apply for a credit card for bad
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