There was a new report published at the beginning of December with regard to payday loansand the effect they are having on our society. The facts that are revealed are absolutely staggering, research carried out by R3 who are an insolvency trade organisation, shows that as many as 45% 0f us are finding it difficult to make ends meet on a monthly basis and find it impossible to get through to payday without some sort of loan. In the survey it was also revealed that 3.5 million will consider
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